Bonds of Caution were originally required to be obtained in every Executory Estate. Since 1823 this condition has been relaxed.


A Bond of Caution is a fidelity guarantee designed to protect the inheritance of the beneficiaries of an Executory Estate from the dishonesty of the Executor.


A bond of Caution is required in most Estates where an executor has not been appointed in terms of the Will. This obviously covers any Estate where there is no Will.

The exceptions to his rule are-

  • Where there is no Will and the spouse or civil partner inherits the whole Estate; and
  • Estates with a gross value of < £36,000 (Small Estates) and where the Executor-dative applies to the Sheriff Clerk to prepare the Inventory and Form C1.


There are currently two companies authorised to provide Bonds of Caution-

  • Royal and Sun Alliance Insurance; and
  • Zurich Insurance


The Bond of Caution will only be provided by the insurance companies if a firm of solicitors is instructed to administer and wind up the Estate.


The fee is based upon the gross value of the Estate. The minimum fee charged by the insurance companies is around £250.00.

Contact Our Expert Executry Probate Solicitors Glasgow, Scotland

Our executry solicitors in Glasgow, Scotland, can help you to wind up the estate of a loved one in Scotland quickly and effectively. Based in Glasgow, we help clients throughout Scotland including Ayrshire, Edinburgh, Aberdeen, Dundee, Paisley, East Kilbride and Stirling. For advice on any of the above information and on all aspects of executries contact our solicitors today on 0141 413 4328 or complete our online enquiry form.

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"Handling a family bereavement is never an easy matter, especially when you have no understanding of probate/estates - a situation I unfortunately found myself in last July. I turned to Wilson & Fish Solicitors after seeing a recommendation online and from start to finish I have been treated with nothing but professionalism. Donna from Wilson & Fish helped me to understand the full process, explained the fee breakdown (an initial concern) and kept me updated all along the way meeting with me personally when required. At every point I felt my late fathers estate was being handled with care and attention and - in turn - this helped me along the road to recovery. I would without a doubt use Wilson & Fish again and fully recommend them. Thank you once again to Donna and the team."

Ryan Williamson, Scotland

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